3183 Zion StScottdaleGA30079
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 3183 Zion St, Scottdale, GA, 30079 in Scottdale at $675,000, 3.38% gross yield, is a market-growth asset. Rental yield 3.38%. The $1,900/mo rent partially funds the $3,035/mo debt service; the core return is the 5%/yr price growth projected to add $186,490 over five years. Ziffy Mortgage's DSCR mortgage (0.63) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $113,568.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.4% | 6.5% |
| Monthly Cash Flow | $(2,209) | $350 |
City averages based on Scottdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,900 |
| Total Monthly Debt Service | $3,840 |
| DSCR Ratio | 0.49x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30079, Scottdale, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,729 (100%) |
| Owner Occupied HU | 710 (41.1%) |
| Renter Occupied HU | 910 (52.6%) |
| Vacant Housing Units | 109 ( 6.3%) |
| Median Home Value | $402,454 |
| Average Home Value | $435,197 |
Housing Distribution
Address Breakdown
Residential
1,638
Single Family
1,638
Multi-Family
0
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30079, Scottdale, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,729 (100%) |
| Owner Occupied HU | 710 (41.1%) |
| Renter Occupied HU | 910 (52.6%) |
| Vacant Housing Units | 109 ( 6.3%) |
| Median Home Value | $402,454 |
| Average Home Value | $435,197 |
Housing Distribution
Address Breakdown
Residential
1,638
Single Family
1,638
Multi-Family
0
Businesses
191
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices