3182 Old Dutch LnYorkPA17402
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 3182 Old Dutch Ln, York, PA, 17402 in York offers a clean, manageable entry. Rental yield 6.31%. DSCR 1.26 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $135,347 in additional property value over five years, with $4,512/yr in principal equity building ownership stake. Total projected cumulative return: $159,174.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.8% |
| Monthly Cash Flow | $(777) | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,785 |
| Total Monthly Debt Service | $3,015 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17402, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,435 (100%) |
| Owner Occupied HU | 10,562 (68.4%) |
| Renter Occupied HU | 4,258 (27.6%) |
| Vacant Housing Units | 615 ( 4.0%) |
| Median Home Value | $310,879 |
| Average Home Value | $341,274 |
Housing Distribution
Address Breakdown
Residential
14,609
Single Family
13,268
Multi-Family
1,341
Businesses
1,515
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17402, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,435 (100%) |
| Owner Occupied HU | 10,562 (68.4%) |
| Renter Occupied HU | 4,258 (27.6%) |
| Vacant Housing Units | 615 ( 4.0%) |
| Median Home Value | $310,879 |
| Average Home Value | $341,274 |
Housing Distribution
Address Breakdown
Residential
14,609
Single Family
13,268
Multi-Family
1,341
Businesses
1,515
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: STEVE TURNER • House Broker Realty LLC
Mls Name: Bright MLS
Mls ID: #PAYK2084262