318 Saint Rose AveSaint RoseLA70087
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 318 Saint Rose Ave, Saint Rose, LA, 70087 in Saint Rose speaks for itself: 11.48% gross on a $240,000 price, generating $2,296/mo in rent and $809/mo in net income after the $1,079/mo debt service. DSCR 2.13, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,707 stacks alongside $66,308 in projected five-year appreciation and $2,210/yr in principal reduction. Projected total cumulative return: $143,106.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 8.0% |
| Monthly Cash Flow | $809 | $800 |
City averages based on Saint Rose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,296 |
| Total Monthly Debt Service | $1,391 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
2,966 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70087, Saint Rose, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,977 (100%) |
| Owner Occupied HU | 1,988 (66.8%) |
| Renter Occupied HU | 809 (27.2%) |
| Vacant Housing Units | 180 ( 6.0%) |
| Median Home Value | $240,789 |
| Average Home Value | $278,945 |
Housing Distribution
Address Breakdown
Residential
2,704
Single Family
2,703
Multi-Family
1
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
2,966 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70087, Saint Rose, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,977 (100%) |
| Owner Occupied HU | 1,988 (66.8%) |
| Renter Occupied HU | 809 (27.2%) |
| Vacant Housing Units | 180 ( 6.0%) |
| Median Home Value | $240,789 |
| Average Home Value | $278,945 |
Housing Distribution
Address Breakdown
Residential
2,704
Single Family
2,703
Multi-Family
1
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GSREIN
Mls ID: #2536220