318 Pace RdDubberlyLA71024
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 318 Pace Rd, Dubberly, LA, 71024 in Dubberly fits: $314,900, 5.26% gross yield, and a projected 5% annual appreciation rate adding $87,001 in value within five years. Rental yield 5.26%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.98) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,900/yr in principal paydown and $87,001 in appreciation project a total return of $82,765.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 10.0% |
| Monthly Cash Flow | $(569) | $250 |
City averages based on Dubberly market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,381 |
| Total Monthly Debt Service | $1,825 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
11.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71024, Dubberly, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 562 (100%) |
| Owner Occupied HU | 381 (67.8%) |
| Renter Occupied HU | 91 (16.2%) |
| Vacant Housing Units | 90 (16.0%) |
| Median Home Value | $132,360 |
| Average Home Value | $167,185 |
Housing Distribution
Address Breakdown
Residential
526
Single Family
526
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
11.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71024, Dubberly, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 562 (100%) |
| Owner Occupied HU | 381 (67.8%) |
| Renter Occupied HU | 91 (16.2%) |
| Vacant Housing Units | 90 (16.0%) |
| Median Home Value | $132,360 |
| Average Home Value | $167,185 |
Housing Distribution
Address Breakdown
Residential
526
Single Family
526
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices