318 Harding St, Jefferson, LA, 70121 | $296/mo Cash Flow

For Sale

Currently Rented

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Jefferson at 318 Harding St, Jefferson, LA, 70121 listed at $160,900 pairs $1,293/mo rent with a $788/mo payment to leave $296/mo cash flow. Total monthly income runs $1,293/mo, and annual cash flow reaches $3,550/yr on $53,338 cash to close. Return on cash invested measures 26.56% in year one, and rental yield registers 9.64% at a $160,900 basis. Equity gained on principal adds $1,038/yr, and annual property appreciation at 5% supports $44,454 by year five. Five-year ROI tracks 138.56% and total cumulative return in cash totals $73,904. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,293/mo property income relative to a $788/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1950

4,750 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 70121, New Orleans, LA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,242 (100%)
Owner Occupied HU	3,086 (49.4%)
Renter Occupied HU	2,522 (40.4%)
Vacant Housing Units	634 (10.2%)
Median Home Value	$284,768
Average Home Value	$318,145