318 1st AveDaly CityCA94014
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 318 1st Ave, Daly City, CA, 94014 in Daly City offers a clean, manageable entry. Rental yield 6.86%. DSCR 1.27 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $259,204 in additional property value over five years, with $8,641/yr in principal equity building ownership stake. Total projected cumulative return: $327,504.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(439) | $1,500 |
City averages based on Daly City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,365 |
| Total Monthly Debt Service | $5,431 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94014, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,245 (100%) |
| Owner Occupied HU | 8,003 (52.5%) |
| Renter Occupied HU | 6,639 (43.5%) |
| Vacant Housing Units | 603 ( 4.0%) |
| Median Home Value | $1,072,278 |
| Average Home Value | $1,078,528 |
Housing Distribution
Address Breakdown
Residential
14,154
Single Family
10,993
Multi-Family
3,161
Businesses
854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94014, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,245 (100%) |
| Owner Occupied HU | 8,003 (52.5%) |
| Renter Occupied HU | 6,639 (43.5%) |
| Vacant Housing Units | 603 ( 4.0%) |
| Median Home Value | $1,072,278 |
| Average Home Value | $1,078,528 |
Housing Distribution
Address Breakdown
Residential
14,154
Single Family
10,993
Multi-Family
3,161
Businesses
854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Zillow Rentals
Mls ID: #N/A