3170 Victory Ridge RdHarrisvilleWV26362
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 3170 Victory Ridge Rd, Harrisville, WV, 26362 in Harrisville is listed at $850,000 and delivers $6,547/mo in rent and $1,629/mo in net monthly cash flow. The 9.24% yield and 1.71 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $234,839 over five years, and $7,829/yr in principal reduction supplements cash return. Total projected cumulative return: $425,674.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $1,629 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,547 |
| Total Monthly Debt Service | $4,580 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
105.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26362, Harrisville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,394 (100%) |
| Owner Occupied HU | 940 (67.4%) |
| Renter Occupied HU | 294 (21.1%) |
| Vacant Housing Units | 160 (11.5%) |
| Median Home Value | $119,545 |
| Average Home Value | $182,992 |
Housing Distribution
Address Breakdown
Residential
1,349
Single Family
1,345
Multi-Family
4
Businesses
138
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
105.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26362, Harrisville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,394 (100%) |
| Owner Occupied HU | 940 (67.4%) |
| Renter Occupied HU | 294 (21.1%) |
| Vacant Housing Units | 160 (11.5%) |
| Median Home Value | $119,545 |
| Average Home Value | $182,992 |
Housing Distribution
Address Breakdown
Residential
1,349
Single Family
1,345
Multi-Family
4
Businesses
138
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Kelly Bowie • BOWIE HOME & LAND, LLC
Mls Name: NCWV REIN
Mls Provider:
Mls ID: #10160148
Disclaimer: Data provided by North Central WV Real Estate Information Network, Inc. IDX information is provided exclusively for consumers personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2025-07-06 13:20:30 PDT