317 S Bailey StJacksonvilleAR72076
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 317 S Bailey St, Jacksonville, AR, 72076 in Jacksonville hard to pass up. The 12.03% gross yield on a $135,000 purchase results in $1,353/mo in rent and $541/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.23). Annual cash flow of $6,498, five-year appreciation of $37,298, and $1,243/yr in equity build-up combine for a projected total cumulative return of $85,970.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 7.5% |
| Monthly Cash Flow | $541 | $300 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,353 |
| Total Monthly Debt Service | $758 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1985
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72076, Jacksonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,604 (100%) |
| Owner Occupied HU | 8,507 (48.3%) |
| Renter Occupied HU | 7,321 (41.6%) |
| Vacant Housing Units | 1,776 (10.1%) |
| Median Home Value | $213,368 |
| Average Home Value | $253,685 |
Housing Distribution
Address Breakdown
Residential
16,862
Single Family
14,966
Multi-Family
1,896
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1985
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72076, Jacksonville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,604 (100%) |
| Owner Occupied HU | 8,507 (48.3%) |
| Renter Occupied HU | 7,321 (41.6%) |
| Vacant Housing Units | 1,776 (10.1%) |
| Median Home Value | $213,368 |
| Average Home Value | $253,685 |
Housing Distribution
Address Breakdown
Residential
16,862
Single Family
14,966
Multi-Family
1,896
Businesses
784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erika L Sisson • SB Realty & Property Management
Mls Name: CARMLS
Mls ID: #25046449