317 Pleasant StreetBenningtonVT05201
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow317 Pleasant Street, Bennington, VT, 05201 in Bennington is a solid income-producing rental, 10.86% gross yield, $1,792/mo rent, $474/mo net cash flow on a $198,000 buy. DSCR 2.01 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $54,704 and $1,824/yr in principal reduction project a total cumulative return of $106,058.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 9.0% |
| Monthly Cash Flow | $474 | $850 |
City averages based on Bennington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,792 |
| Total Monthly Debt Service | $1,238 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05201, Bennington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,910 (100%) |
| Owner Occupied HU | 3,819 (55.3%) |
| Renter Occupied HU | 2,304 (33.3%) |
| Vacant Housing Units | 787 (11.4%) |
| Median Home Value | $249,578 |
| Average Home Value | $306,184 |
Housing Distribution
Address Breakdown
Residential
6,410
Single Family
6,029
Multi-Family
381
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05201, Bennington, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,910 (100%) |
| Owner Occupied HU | 3,819 (55.3%) |
| Renter Occupied HU | 2,304 (33.3%) |
| Vacant Housing Units | 787 (11.4%) |
| Median Home Value | $249,578 |
| Average Home Value | $306,184 |
Housing Distribution
Address Breakdown
Residential
6,410
Single Family
6,029
Multi-Family
381
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Gilman • 3GEN Real Estate Inc
Mls Name: PrimeMLS
Mls ID: #5065393