3169 E Judy DrWilliamsAZ86046
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Williams rental at 3169 E Judy Dr, Williams, AZ, 86046 sits in the solid-income band: 9.58% gross yield, $842/mo rent, $218/mo net after the $474/mo debt service, DSCR 1.78. Entry price of $105,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $29,148 and $972/yr in principal reduction bring total cumulative return to $53,963.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 8.0% |
| Monthly Cash Flow | $218 | $300 |
City averages based on Williams market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $842 |
| Total Monthly Debt Service | $582 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
1.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
1.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86046, Williams, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,203 (100%) |
| Owner Occupied HU | 2,695 (51.8%) |
| Renter Occupied HU | 821 (15.8%) |
| Vacant Housing Units | 1,687 (32.4%) |
| Median Home Value | $370,189 |
| Average Home Value | $469,475 |
Housing Distribution
Address Breakdown
Residential
3,339
Single Family
2,559
Multi-Family
780
Businesses
359
Nearby investment properties with comparable rents