3168 Ora Smith Rd, Lincolnton, NC, 28092 | $308/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lincolnton at 3168 Ora Smith Rd, Lincolnton, NC, 28092 with 5% annual appreciation on a $274,490 basis while $1,980/mo rent supports operations. Total monthly income totals $1,980/mo and a $1,343/mo payment preserves $308/mo for cash returns. Annual cash flow comes to $3,691/yr on $90,993 deployed, and return on cash invested reaches 23.97% in year one. Equity gained on principal adds $1,771/yr, and five-year appreciation sums $75,837 alongside rental yield of 8.66%. Five-year ROI measures 124.47% and total cumulative return in cash totals $113,263.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,980/mo property income versus a $1,343/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA