3168 N 9th StCoeur D AleneID83815
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Coeur D Alene rental at 3168 N 9th St, Coeur D Alene, ID, 83815 sits in the solid-income band: 7.43% gross yield, $3,043/mo rent, $216/mo net after the $2,216/mo debt service, DSCR 1.37. Entry price of $492,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $136,179 and $4,540/yr in principal reduction bring total cumulative return to $199,343.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.1% |
| Monthly Cash Flow | $216 | $1,850 |
City averages based on Coeur D Alene market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,043 |
| Total Monthly Debt Service | $2,639 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83815, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,771 (100%) |
| Owner Occupied HU | 11,296 (63.6%) |
| Renter Occupied HU | 5,809 (32.7%) |
| Vacant Housing Units | 666 ( 3.7%) |
| Median Home Value | $594,074 |
| Average Home Value | $630,728 |
Housing Distribution
Address Breakdown
Residential
16,635
Single Family
15,772
Multi-Family
863
Businesses
910
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83815, Coeur D Alene, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,771 (100%) |
| Owner Occupied HU | 11,296 (63.6%) |
| Renter Occupied HU | 5,809 (32.7%) |
| Vacant Housing Units | 666 ( 3.7%) |
| Median Home Value | $594,074 |
| Average Home Value | $630,728 |
Housing Distribution
Address Breakdown
Residential
16,635
Single Family
15,772
Multi-Family
863
Businesses
910
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jim Niewiarowski • Keller Williams Realty Coeur d'Alene
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-5119
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.