3164 Ora Smith Rd, Lincolnton, NC, 28092 | $346/mo Cash Flow

For Sale

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lincolnton at 3164 Ora Smith Rd, Lincolnton, NC, 28092 priced at $267,990 pairs $1,980/mo rent with $346/mo cash flow after a $1,312/mo payment. Total monthly income equals $1,980/mo, and annual cash flow comes to $4,157/yr on $88,839 invested. Return on cash invested is 24.59% in year one, and rental yield stands at 8.87% on a $267,990 basis. Equity gained on principal adds $1,729/yr, and 5% annual appreciation accumulates to $74,041 by year five. Five-year ROI measures 127.83% and total cumulative return in cash reaches $113,562. For financing, Ziffy Mortgage’s DSCR program evaluates $1,980/mo property income against a $1,312/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA