316 Stonegate Cir, San Jose, CA, 95110 | 7% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,659/mo, and a $2,232/mo payment. Purchase price stands at $456,000, and rental yield measures 7% with $2,659/mo rent. Return on cash invested shows 18.62% in year one, and 5% annual appreciation builds toward $125,984 over five years. Five-year ROI reaches 95.92% and total cumulative return in cash records $145,002. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,659/mo property income covering a $2,232/mo payment rather than investor’s personal income.

Condo

Built in 1984

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95110, San Jose, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,128 (100%)
Owner Occupied HU	2,342 (28.8%)
Renter Occupied HU	4,967 (61.1%)
Vacant Housing Units	819 (10.1%)
Median Home Value	$1,072,331
Average Home Value	$1,145,478