316 S Duff AveSulphur SpringsAR72768
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 316 S Duff Ave, Sulphur Springs, AR, 72768 in Sulphur Springs at $115,000 earns $873/mo in rent and nets $182/mo after the $545/mo payment, a 9.11% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $31,772 over five years. Ziffy Mortgage underwrites this on a 1.60 DSCR without U.S. credit history. With $964/yr in principal paydown, total projected return reaches $53,087.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.0% |
| Monthly Cash Flow | $182 | $500 |
City averages based on Sulphur Springs market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $873 |
| Total Monthly Debt Service | $674 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72768, Sulphur Springs, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 667 (100%) |
| Owner Occupied HU | 398 (59.7%) |
| Renter Occupied HU | 155 (23.2%) |
| Vacant Housing Units | 114 (17.1%) |
| Median Home Value | $394,595 |
| Average Home Value | $424,183 |
Housing Distribution
Address Breakdown
Residential
437
Single Family
437
Multi-Family
0
Businesses
14
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1363220
