316 East AveDuncanAZ85534
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 316 East Ave, Duncan, AZ, 85534 in Duncan. At $215,000 it earns $1,396/mo in rent and distributes $474/mo to the owner after the $967/mo payment, a consistent 9.74% yield. DSCR 1.44 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $59,401 in value; $1,980/yr in principal paydown compounds ownership stake. Total projected return: $89,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 7.5% |
| Monthly Cash Flow | $474 | $300 |
City averages based on Duncan market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,396 |
| Total Monthly Debt Service | $1,185 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85534, Duncan, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,296 (100%) |
| Owner Occupied HU | 894 (69.0%) |
| Renter Occupied HU | 157 (12.1%) |
| Vacant Housing Units | 245 (18.9%) |
| Median Home Value | $157,246 |
| Average Home Value | $157,623 |
Housing Distribution
Address Breakdown
Residential
856
Single Family
811
Multi-Family
45
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85534, Duncan, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,296 (100%) |
| Owner Occupied HU | 894 (69.0%) |
| Renter Occupied HU | 157 (12.1%) |
| Vacant Housing Units | 245 (18.9%) |
| Median Home Value | $157,246 |
| Average Home Value | $157,623 |
Housing Distribution
Address Breakdown
Residential
856
Single Family
811
Multi-Family
45
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lorena Lineberger • Epique Realty
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22509284
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