316 Cross StOgdenUT84404








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Ogden at 316 Cross St, Ogden, UT, 84404 with 5% annual appreciation on a $327,750 basis while $2,220/mo rent supports operations. Total monthly income totals $2,220/mo and a $1,604/mo payment preserves $299/mo for cash returns. Annual cash flow comes to $3,590/yr on $108,649 deployed, and return on cash invested reaches 23.21% in year one. Equity gained on principal adds $2,115/yr, and five-year appreciation sums $90,551 alongside rental yield of 8.13%. Five-year ROI measures 120.17% and total cumulative return in cash totals $130,560.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,220/mo property income versus a $1,604/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1940
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84404, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,012 (100%) |
| Owner Occupied HU | 17,737 (70.9%) |
| Renter Occupied HU | 6,330 (25.3%) |
| Vacant Housing Units | 945 ( 3.8%) |
| Median Home Value | $460,276 |
| Average Home Value | $499,908 |
Housing Distribution
Address Breakdown
Residential
23,580
Single Family
22,951
Multi-Family
629
Businesses
1,208
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