316 Cool Spring DrEvans CityPA16033
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 316 Cool Spring Dr, Evans City, PA, 16033 in Evans City earns a 8.76% gross yield at $750,000. Rent of $5,478/mo nets $546/mo after the $3,372/mo mortgage. The 1.62 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $207,211 and $6,908/yr in equity accumulation project a total cumulative return of $321,892.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $546 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,478 |
| Total Monthly Debt Service | $4,616 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16033, Evans City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,869 (100%) |
| Owner Occupied HU | 2,237 (78.0%) |
| Renter Occupied HU | 425 (14.8%) |
| Vacant Housing Units | 207 ( 7.2%) |
| Median Home Value | $398,197 |
| Average Home Value | $451,286 |
Housing Distribution
Address Breakdown
Residential
2,975
Single Family
2,919
Multi-Family
56
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16033, Evans City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,869 (100%) |
| Owner Occupied HU | 2,237 (78.0%) |
| Renter Occupied HU | 425 (14.8%) |
| Vacant Housing Units | 207 ( 7.2%) |
| Median Home Value | $398,197 |
| Average Home Value | $451,286 |
Housing Distribution
Address Breakdown
Residential
2,975
Single Family
2,919
Multi-Family
56
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WPMLS
Mls ID: #1751953