316 Cliff Rd SECullmanAL35055
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Cullman at 316 Cliff Rd SE, Cullman, AL, 35055 priced at $160,000 converts $1,253/mo rent into $350/mo cash flow after a $783/mo obligation. Total monthly income equals $1,253/mo, and annual cash flow totals $4,200/yr on $53,040 invested. Return on cash invested prints 27.83% in year one, and rental yield reads 9.4% against a $160,000 entry. Equity gained on principal adds $1,032/yr, while 5% annual appreciation compiles into $44,205 by year five. Five-year ROI reaches 144.57% and total cumulative return in cash sums $76,682. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,253/mo property income covering a $783/mo payment, not borrower’s personal income.
Single Family
Built in 1945
1.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35055, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,021 (100%) |
| Owner Occupied HU | 5,828 (58.2%) |
| Renter Occupied HU | 3,463 (34.6%) |
| Vacant Housing Units | 730 ( 7.3%) |
| Median Home Value | $220,401 |
| Average Home Value | $299,158 |
Housing Distribution
Address Breakdown
Residential
9,620
Single Family
8,898
Multi-Family
722
Businesses
1,181
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