3159 Paxon RdEdenNY14057
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 3159 Paxon Rd, Eden, NY, 14057 in Eden at $200,000 earns $1,387/mo in rent and nets $51/mo after the $899/mo payment, a 8.32% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $55,256 over five years. Ziffy Mortgage underwrites this on a 1.54 DSCR without U.S. credit history. With $1,842/yr in principal paydown, total projected return reaches $79,643.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $51 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,387 |
| Total Monthly Debt Service | $1,256 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14057, Eden, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,302 (100%) |
| Owner Occupied HU | 2,678 (81.1%) |
| Renter Occupied HU | 409 (12.4%) |
| Vacant Housing Units | 215 ( 6.5%) |
| Median Home Value | $326,636 |
| Average Home Value | $348,069 |
Housing Distribution
Address Breakdown
Residential
3,181
Single Family
3,125
Multi-Family
56
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14057, Eden, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,302 (100%) |
| Owner Occupied HU | 2,678 (81.1%) |
| Renter Occupied HU | 409 (12.4%) |
| Vacant Housing Units | 215 ( 6.5%) |
| Median Home Value | $326,636 |
| Average Home Value | $348,069 |
Housing Distribution
Address Breakdown
Residential
3,181
Single Family
3,125
Multi-Family
56
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices