3154 N 4750 EMurtaughID83344
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 3154 N 4750 E, Murtaugh, ID, 83344 in Murtaugh: $3,994/mo in rent, $398/mo in net income, 7.67% gross yield, 1.42 DSCR, all at $625,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $172,676 in appreciation and $5,756/yr in principal paydown projects total cumulative return of $261,478.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $398 | $350 |
City averages based on Murtaugh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,994 |
| Total Monthly Debt Service | $3,347 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83344, Murtaugh, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 426 (100%) |
| Owner Occupied HU | 237 (55.6%) |
| Renter Occupied HU | 161 (37.8%) |
| Vacant Housing Units | 28 ( 6.6%) |
| Median Home Value | $462,903 |
| Average Home Value | $481,582 |
Housing Distribution
Address Breakdown
Residential
384
Single Family
384
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83344, Murtaugh, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 426 (100%) |
| Owner Occupied HU | 237 (55.6%) |
| Renter Occupied HU | 161 (37.8%) |
| Vacant Housing Units | 28 ( 6.6%) |
| Median Home Value | $462,903 |
| Average Home Value | $481,582 |
Housing Distribution
Address Breakdown
Residential
384
Single Family
384
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices