3150 14th Ave SE, Albany, OR, 97322 | $387/mo Cash Flow

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3150 14th Ave SE, Albany, OR, 97322 | $387/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Albany at 3150 14th Ave SE, Albany, OR, 97322 offers a 8.32% rental yield on a $429,900 purchase with $2,982/mo rent. Total monthly income registers $2,982/mo, and a $2,104/mo payment leaves $387/mo available for distribution. Annual cash flow reaches $4,646/yr on $142,512 to close, and return on cash invested stands at 23.17% in year one. Equity gained on principal adds $2,774/yr while 5% annual appreciation supports $118,773 over five years. Portfolio math shows five-year ROI at 120.14% and total cumulative return in cash at $171,211. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,982/mo property income against a $2,104/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1958

9,583 sqft lot

$N/A/sqft

No HOA

More details about the property

Charming 1,622 SF 3 bed, 2 bath home with refinished original wood floors. The kitchen features granite counters, an eat-at bar & combo dining room that has outdoor access to a 13x38 sunroom, enjoy entertaining & relaxing year-round. This home has a gas fireplace & pellet stove. Enjoy a beautifully landscaped backyard w/koi pond & fountain. Tons of storage throughout--built-ins in every closet, utility room, powered shed, & attic storage in the 2-car garage. RV parking w/30amp pwr & updated electric panel.