315 W Hopi DrHolbrookAZ86025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 315 W Hopi Dr, Holbrook, AZ, 86025 in Holbrook: $1,585/mo in rent, $492/mo in net income, 10.28% gross yield, 1.91 DSCR, all at $185,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $51,112 in appreciation and $1,704/yr in principal paydown projects total cumulative return of $101,537.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 7.0% |
| Monthly Cash Flow | $492 | $500 |
City averages based on Holbrook market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,585 |
| Total Monthly Debt Service | $1,020 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86025, Holbrook, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,440 (100%) |
| Owner Occupied HU | 1,355 (55.5%) |
| Renter Occupied HU | 706 (28.9%) |
| Vacant Housing Units | 379 (15.5%) |
| Median Home Value | $133,558 |
| Average Home Value | $186,581 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,640
Multi-Family
77
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86025, Holbrook, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,440 (100%) |
| Owner Occupied HU | 1,355 (55.5%) |
| Renter Occupied HU | 706 (28.9%) |
| Vacant Housing Units | 379 (15.5%) |
| Median Home Value | $133,558 |
| Average Home Value | $186,581 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,640
Multi-Family
77
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices