315 Schneider Ranch RdMcArthurCA96056
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 315 Schneider Ranch Rd, McArthur, CA, 96056 in McArthur earns a 8.56% gross yield at $329,000. Rent of $2,347/mo nets $312/mo after the $1,479/mo mortgage. The 1.59 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $90,897 and $3,030/yr in equity accumulation project a total cumulative return of $144,875.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $312 | $150 |
City averages based on McArthur market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,347 |
| Total Monthly Debt Service | $1,904 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96056, Mcarthur, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,257 (100%) |
| Owner Occupied HU | 738 (58.7%) |
| Renter Occupied HU | 235 (18.7%) |
| Vacant Housing Units | 284 (22.6%) |
| Median Home Value | $440,123 |
| Average Home Value | $513,076 |
Housing Distribution
Address Breakdown
Residential
559
Single Family
559
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96056, Mcarthur, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,257 (100%) |
| Owner Occupied HU | 738 (58.7%) |
| Renter Occupied HU | 235 (18.7%) |
| Vacant Housing Units | 284 (22.6%) |
| Median Home Value | $440,123 |
| Average Home Value | $513,076 |
Housing Distribution
Address Breakdown
Residential
559
Single Family
559
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Todd A Brown • Fall River Real Estate
Mls Name: SMLS
Mls ID: #25-4210