315 S 5th StSaint MariesID83861








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saint Maries at 315 S 5th St, Saint Maries, ID, 83861 offers $1,765/mo rent that, after a $1,723/mo payment. Total monthly income is $1,765/mo. Return on cash invested measures 17.23% in year one, and rental yield stands at 6.02% at a $352,000 entry. Equity gained on principal adds $2,271/yr while 5% annual appreciation compounds into $97,251 by year five. Five-year ROI records 87.92% and total cumulative return in cash reaches $102,594. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,765/mo property income versus a $1,723/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1910
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83861, Saint Maries, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,736 (100%) |
| Owner Occupied HU | 2,588 (69.3%) |
| Renter Occupied HU | 617 (16.5%) |
| Vacant Housing Units | 531 (14.2%) |
| Median Home Value | $361,358 |
| Average Home Value | $459,228 |
Housing Distribution
Address Breakdown
Residential
2,955
Single Family
2,874
Multi-Family
81
Businesses
315
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Listed by: Angela King • EXP Realty
Mls Name: Coeur d'Alene MLS
Mls Provider:
Mls ID: #25-3274
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








