315 Main StLillyPA15938
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow315 Main St, Lilly, PA, 15938 in Lilly is a top-tier cash-flow asset. At $199,000 it produces $2,031/mo in rent and $727/mo in net monthly income, a 12.25% gross rental yield. The DSCR of 2.27 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,724. Five-year appreciation adds $54,980, driving a total cumulative return of $122,550.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $727 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,031 |
| Total Monthly Debt Service | $1,225 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1860
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15938, Lilly, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,265 (100%) |
| Owner Occupied HU | 1,000 (79.1%) |
| Renter Occupied HU | 157 (12.4%) |
| Vacant Housing Units | 108 ( 8.5%) |
| Median Home Value | $192,722 |
| Average Home Value | $244,595 |
Housing Distribution
Address Breakdown
Residential
1,053
Single Family
1,040
Multi-Family
13
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1860
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15938, Lilly, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,265 (100%) |
| Owner Occupied HU | 1,000 (79.1%) |
| Renter Occupied HU | 157 (12.4%) |
| Vacant Housing Units | 108 ( 8.5%) |
| Median Home Value | $192,722 |
| Average Home Value | $244,595 |
Housing Distribution
Address Breakdown
Residential
1,053
Single Family
1,040
Multi-Family
13
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica Mastri • Re/max Results Realty Group
Mls Name: AHAR
Mls Provider:
Mls ID: #76169
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Internet Data exchange ("IDX") program of the Allegheny Highland Association of Realtors® Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable, but is not guaranteed. Copyright 2025 Allegheny Highland Association of Realtors, Inc.