315 Kensington DrOswegoIL60543
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Oswego at 315 Kensington Dr, Oswego, IL, 60543 offers $3,674/mo rent that, after a $1,889/mo payment, leaves $997/mo cash flow. Total monthly income is $3,674/mo, and annual cash flow is $11,963/yr on $127,959 cash. Return on cash invested measures 29.26% in year one, and rental yield stands at 11.42% at a $385,999 entry. Equity gained on principal adds $2,491/yr while 5% annual appreciation compounds into $106,644 by year five. Five-year ROI records 153.95% and total cumulative return in cash reaches $196,992. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,674/mo property income versus a $1,889/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2003
9,452 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60543, Oswego, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,890 (100%) |
| Owner Occupied HU | 11,607 (78.0%) |
| Renter Occupied HU | 2,638 (17.7%) |
| Vacant Housing Units | 645 ( 4.3%) |
| Median Home Value | $339,936 |
| Average Home Value | $357,657 |
Housing Distribution
Address Breakdown
Residential
14,477
Single Family
13,886
Multi-Family
591
Businesses
993
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