315 16th TerBisbeeAZ85603
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 315 16th Ter, Bisbee, AZ, 85603 in Bisbee at $305,000, 4.54% gross yield, is a market-growth asset. Rental yield 4.54%. The $1,153/mo rent partially funds the $1,371/mo debt service; the core return is the 5%/yr price growth projected to add $84,266 over five years. Ziffy Mortgage's DSCR mortgage (0.84) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $73,478.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.0% |
| Monthly Cash Flow | $(650) | $300 |
City averages based on Bisbee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,153 |
| Total Monthly Debt Service | $1,682 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
5,231 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85603, Bisbee, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,900 (100%) |
| Owner Occupied HU | 2,363 (60.6%) |
| Renter Occupied HU | 723 (18.5%) |
| Vacant Housing Units | 814 (20.9%) |
| Median Home Value | $230,096 |
| Average Home Value | $239,424 |
Housing Distribution
Address Breakdown
Residential
2,335
Single Family
2,309
Multi-Family
26
Businesses
300
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
5,231 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85603, Bisbee, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,900 (100%) |
| Owner Occupied HU | 2,363 (60.6%) |
| Renter Occupied HU | 723 (18.5%) |
| Vacant Housing Units | 814 (20.9%) |
| Median Home Value | $230,096 |
| Average Home Value | $239,424 |
Housing Distribution
Address Breakdown
Residential
2,335
Single Family
2,309
Multi-Family
26
Businesses
300
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Murray Kennedy • Arizona 360 Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6843165
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010