3142 Oak Valley RdToccoaGA30577








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Toccoa at 3142 Oak Valley Rd, Toccoa, GA, 30577 listed at $154,999 pairs $1,169/mo rent with a $759/mo payment to leave $225/mo cash flow. Total monthly income runs $1,169/mo, and annual cash flow reaches $2,703/yr on $51,382 cash to close. Return on cash invested measures 25.17% in year one, and rental yield registers 9.05% at a $154,999 basis. Equity gained on principal adds $1,000/yr, and annual property appreciation at 5% supports $42,823 by year five. Five-year ROI tracks 130.98% and total cumulative return in cash totals $67,299. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,169/mo property income relative to a $759/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1978
4.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30577, Toccoa, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,178 (100%) |
| Owner Occupied HU | 6,226 (61.2%) |
| Renter Occupied HU | 2,857 (28.1%) |
| Vacant Housing Units | 1,095 (10.8%) |
| Median Home Value | $211,071 |
| Average Home Value | $268,780 |
Housing Distribution
Address Breakdown
Residential
9,706
Single Family
9,517
Multi-Family
189
Businesses
914
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