314 W 22nd StN Little RockAR72114
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 314 W 22nd St, N Little Rock, AR, 72114 in N Little Rock hard to pass up. The 10.57% gross yield on a $210,000 purchase results in $1,850/mo in rent and $588/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.96). Annual cash flow of $7,057, five-year appreciation of $58,019, and $1,934/yr in equity build-up combine for a projected total cumulative return of $117,331.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 7.0% |
| Monthly Cash Flow | $588 | $300 |
City averages based on N Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,850 |
| Total Monthly Debt Service | $1,179 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72114, North Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,170 (100%) |
| Owner Occupied HU | 1,435 (20.0%) |
| Renter Occupied HU | 4,397 (61.3%) |
| Vacant Housing Units | 1,338 (18.7%) |
| Median Home Value | $146,449 |
| Average Home Value | $234,911 |
Housing Distribution
Address Breakdown
Residential
6,217
Single Family
4,467
Multi-Family
1,750
Businesses
894
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72114, North Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,170 (100%) |
| Owner Occupied HU | 1,435 (20.0%) |
| Renter Occupied HU | 4,397 (61.3%) |
| Vacant Housing Units | 1,338 (18.7%) |
| Median Home Value | $146,449 |
| Average Home Value | $234,911 |
Housing Distribution
Address Breakdown
Residential
6,217
Single Family
4,467
Multi-Family
1,750
Businesses
894
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rebecca E Finney • Keller Williams Realty
Mls Name: CARMLS
Mls ID: #26004558