314 University Ave, Troy, TX, 76579 | $366/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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314 University Ave, Troy, TX, 76579 | $366/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Troy at 314 University Ave, Troy, TX, 76579 offers $2,034/mo rent that, after a $1,148/mo payment, leaves $366/mo cash flow. Total monthly income is $2,034/mo, and annual cash flow is $4,392/yr on $77,770 cash. Return on cash invested measures 25.56% in year one, and rental yield stands at 10.4% at a $234,600 entry. Equity gained on principal adds $1,514/yr while 5% annual appreciation compounds into $64,816 by year five. Five-year ROI records 134.32% and total cumulative return in cash reaches $104,459. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,034/mo property income versus a $1,148/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

More details about the property

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! This home is one of our most popular floor plans, and for good reason! We love the way the corner kitchen looks out into the open concept living room and dining area, giving you the opportunity to feel connected with those in your home. We've maximized your space to give everyone in your family ample room. From your vast walk-in closet in the primary bedroom, and a separate garden tub and shower, to the large cabinet and granite countertop in the utility room, this home is luxurious without an enormous price tag.Additional Options Included: Stainless Steel Appliances, a Decorative Tile Backsplash, Integral Miniblinds in the Rear Door, Additional LED Recessed Lighting, Kitchen is Prewired for Pendant Lighting, and a Dual Primary Bathroom Vanity

Neighborhood Data

Neighborhood data shown for ZIP Code: 76579, Troy, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,376 (100%)
Owner Occupied HU	1,715 (72.2%)
Renter Occupied HU	465 (19.6%)
Vacant Housing Units	196 ( 8.2%)
Median Home Value	$312,327
Average Home Value	$353,136