314 S Spruce StTownsendMT59644
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Townsend at 314 S Spruce St, Townsend, MT, 59644 listed at $299,000 pairs $960/mo rent with a $1,463/mo payment. Total monthly income runs $960/mo. Return on cash invested measures 10.38% in year one, and rental yield registers 3.85% at a $299,000 basis. Equity gained on principal adds $1,929/yr, and annual property appreciation at 5% supports $82,608 by year five. Five-year ROI tracks 51.28% and total cumulative return in cash totals $50,830. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $960/mo property income relative to a $1,463/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1925
8,929 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59644, Townsend, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,220 (100%) |
| Owner Occupied HU | 1,529 (68.9%) |
| Renter Occupied HU | 461 (20.8%) |
| Vacant Housing Units | 230 (10.4%) |
| Median Home Value | $457,879 |
| Average Home Value | $495,476 |
Housing Distribution
Address Breakdown
Residential
1,904
Single Family
1,904
Multi-Family
0
Businesses
242
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Listed by: Jeannie Steele • eXp Realty - Helena
Mls Name: MRMLS
Mls Provider:
Mls ID: #30056529
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.