314 Insel RoadWoodlandWA98674
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 314 Insel Road, Woodland, WA, 98674 in Woodland offers a clean, manageable entry. Rental yield 6.77%. DSCR 1.27 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $147,811 in additional property value over five years, with $4,927/yr in principal equity building ownership stake. Total projected cumulative return: $191,700.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.2% |
| Monthly Cash Flow | $(196) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,049 |
| Total Monthly Debt Service | $3,003 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98674, Woodland, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,586 (100%) |
| Owner Occupied HU | 4,175 (74.7%) |
| Renter Occupied HU | 1,145 (20.5%) |
| Vacant Housing Units | 266 ( 4.8%) |
| Median Home Value | $622,434 |
| Average Home Value | $666,881 |
Housing Distribution
Address Breakdown
Residential
4,676
Single Family
4,536
Multi-Family
140
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98674, Woodland, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,586 (100%) |
| Owner Occupied HU | 4,175 (74.7%) |
| Renter Occupied HU | 1,145 (20.5%) |
| Vacant Housing Units | 266 ( 4.8%) |
| Median Home Value | $622,434 |
| Average Home Value | $666,881 |
Housing Distribution
Address Breakdown
Residential
4,676
Single Family
4,536
Multi-Family
140
Businesses
417
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tena L Wilcox • Home Trends NW
Mls Name: NWMLS
Mls Provider:
Mls ID: #2364511
Disclaimer: Listing information is provided by the Northwest Multiple Listing Service (NWMLS). Property information is based on available data that may include MLS information, county records, and other sources. Listings marked with this symbol: provided by Northwest Multiple Listing Service, 2025. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. 2025 NWMLS. All rights are reserved. Disclaimer: The information contained in this listing has not been verified by Zillow, Inc. and should be verified by the buyer. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#39)