314 Highway 331, Columbiana, AL, 35051 | 3.81% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,821/mo, and a $4,346/mo payment. Purchase price stands at $888,000, and rental yield measures 3.81% with $2,821/mo rent. Return on cash invested shows 11.06% in year one, and 5% annual appreciation builds toward $245,338 over five years. Five-year ROI reaches 54.63% and total cumulative return in cash records $159,612. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,821/mo property income covering a $4,346/mo payment rather than investor’s personal income.

Single Family

Built in 1990

10.66 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35051, Columbiana, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,607 (100%)
Owner Occupied HU	2,476 (68.6%)
Renter Occupied HU	830 (23.0%)
Vacant Housing Units	301 ( 8.3%)
Median Home Value	$329,118
Average Home Value	$357,637