314 Hancock RdBlufftonOH45817
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Bluffton rental at 314 Hancock Rd, Bluffton, OH, 45817 sits in the solid-income band: 9.32% gross yield, $1,320/mo rent, $202/mo net after the $764/mo debt service, DSCR 1.73. Entry price of $169,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $46,940 and $1,565/yr in principal reduction bring total cumulative return to $77,739.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $202 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,320 |
| Total Monthly Debt Service | $1,050 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45817, Bluffton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,545 (100%) |
| Owner Occupied HU | 1,871 (73.5%) |
| Renter Occupied HU | 512 (20.1%) |
| Vacant Housing Units | 162 ( 6.4%) |
| Median Home Value | $239,872 |
| Average Home Value | $284,252 |
Housing Distribution
Address Breakdown
Residential
2,436
Single Family
2,367
Multi-Family
69
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45817, Bluffton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,545 (100%) |
| Owner Occupied HU | 1,871 (73.5%) |
| Renter Occupied HU | 512 (20.1%) |
| Vacant Housing Units | 162 ( 6.4%) |
| Median Home Value | $239,872 |
| Average Home Value | $284,252 |
Housing Distribution
Address Breakdown
Residential
2,436
Single Family
2,367
Multi-Family
69
Businesses
224
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Larry Smith • Smith's Realty Professionals, Inc.
Mls Name: WCAR OH
Mls Provider:
Mls ID: #306229
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.