314 Church StTaylorPA18517
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 314 Church St, Taylor, PA, 18517 in Taylor. At $289,900 it earns $2,154/mo in rent and distributes $254/mo to the owner after the $1,304/mo payment, a consistent 8.92% yield. DSCR 1.65 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $80,094 in value; $2,670/yr in principal paydown compounds ownership stake. Total projected return: $126,756.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $254 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,154 |
| Total Monthly Debt Service | $1,784 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1940
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18517, Taylor, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,424 (100%) |
| Owner Occupied HU | 1,379 (56.9%) |
| Renter Occupied HU | 767 (31.6%) |
| Vacant Housing Units | 278 (11.5%) |
| Median Home Value | $212,657 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
2,410
Single Family
1,956
Multi-Family
454
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1940
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18517, Taylor, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,424 (100%) |
| Owner Occupied HU | 1,379 (56.9%) |
| Renter Occupied HU | 767 (31.6%) |
| Vacant Housing Units | 278 (11.5%) |
| Median Home Value | $212,657 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
2,410
Single Family
1,956
Multi-Family
454
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles R. Perugino • Anthracite Property Group
Mls Name: GSBR
Mls Provider:
Mls ID: #SC251322
Disclaimer: Information provided by the Greater Scranton Board of REALTORS MLS. Information is for consumers personal noncommercial use, and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing. Consult the specific municipality for permitted Zoning uses.