314 Arch AveGreensburgPA15601
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 314 Arch Ave, Greensburg, PA, 15601 in Greensburg at $165,000 earns $1,257/mo in rent and nets $176/mo after the $742/mo payment, a 9.14% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $45,586 over five years. Ziffy Mortgage underwrites this on a 1.69 DSCR without U.S. credit history. With $1,520/yr in principal paydown, total projected return reaches $74,174.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.8% |
| Monthly Cash Flow | $176 | $450 |
City averages based on Greensburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,257 |
| Total Monthly Debt Service | $1,016 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
6,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15601, Greensburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,205 (100%) |
| Owner Occupied HU | 18,433 (67.8%) |
| Renter Occupied HU | 6,750 (24.8%) |
| Vacant Housing Units | 2,022 ( 7.4%) |
| Median Home Value | $263,412 |
| Average Home Value | $309,550 |
Housing Distribution
Address Breakdown
Residential
26,266
Single Family
23,573
Multi-Family
2,693
Businesses
2,440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
6,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15601, Greensburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 27,205 (100%) |
| Owner Occupied HU | 18,433 (67.8%) |
| Renter Occupied HU | 6,750 (24.8%) |
| Vacant Housing Units | 2,022 ( 7.4%) |
| Median Home Value | $263,412 |
| Average Home Value | $309,550 |
Housing Distribution
Address Breakdown
Residential
26,266
Single Family
23,573
Multi-Family
2,693
Businesses
2,440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Baker • BAKER & NULF MANAGEMENT
Mls Name: WPMLS
Mls Provider:
Mls ID: #1709520
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.