3137 E Valley PkwyEscondidoCA92027
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Escondido at 3137 E Valley Pkwy, Escondido, CA, 92027 projects strong ROI of 7.85%. Rental yield 3.24%. With 5% annual appreciation, the property builds $821,938 in value over five years. Equity growth combined delivers a projected five-year ROI of 54.87%, translating into $461,140 in total cumulative return on $840,438 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 6.0% |
| Monthly Cash Flow | $(10,364) | $1,500 |
City averages based on Escondido market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,040 |
| Total Monthly Debt Service | $17,220 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
60.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92027, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,443 (100%) |
| Owner Occupied HU | 10,576 (60.6%) |
| Renter Occupied HU | 6,438 (36.9%) |
| Vacant Housing Units | 429 ( 2.5%) |
| Median Home Value | $756,629 |
| Average Home Value | $794,806 |
Housing Distribution
Address Breakdown
Residential
17,359
Single Family
14,911
Multi-Family
2,448
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
60.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92027, Escondido, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,443 (100%) |
| Owner Occupied HU | 10,576 (60.6%) |
| Renter Occupied HU | 6,438 (36.9%) |
| Vacant Housing Units | 429 ( 2.5%) |
| Median Home Value | $756,629 |
| Average Home Value | $794,806 |
Housing Distribution
Address Breakdown
Residential
17,359
Single Family
14,911
Multi-Family
2,448
Businesses
383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sergio Garcia • Sunshine Properties RealEstate
Mls Name: CRMLS
Mls ID: #NDP2507535