313678 S River RdVarnadoLA70467
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 313678 S River Rd, Varnado, LA, 70467 in Varnado is capital appreciation. Rental yield 5.52%. The 5.52% gross yield at $169,500 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $46,830 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.97) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $43,708.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 7.0% |
| Monthly Cash Flow | $(270) | $550 |
City averages based on Varnado market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $780 |
| Total Monthly Debt Service | $1,024 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
1.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70467, Angie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24 (100%) |
| Owner Occupied HU | 12 (50.0%) |
| Renter Occupied HU | 6 (25.0%) |
| Vacant Housing Units | 6 (25.0%) |
| Median Home Value | $95,000 |
| Average Home Value | $130,625 |
Housing Distribution
Address Breakdown
Residential
18
Single Family
0
Multi-Family
0
Businesses
5
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
