31363 The Old RdCastaicCA91384
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 31363 The Old Rd, Castaic, CA, 91384 in Castaic. Rental yield 6.13%. The 1.14 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $139,522 and $4,651/yr in principal reduction project total return of $156,469.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.3% |
| Monthly Cash Flow | $(1,044) | $1,500 |
City averages based on Castaic market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $2,923 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
6.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91384, Castaic, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,696 (100%) |
| Owner Occupied HU | 6,290 (81.7%) |
| Renter Occupied HU | 1,234 (16.0%) |
| Vacant Housing Units | 172 ( 2.2%) |
| Median Home Value | $810,154 |
| Average Home Value | $870,566 |
Housing Distribution
Address Breakdown
Residential
7,183
Single Family
6,755
Multi-Family
428
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
6.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91384, Castaic, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,696 (100%) |
| Owner Occupied HU | 6,290 (81.7%) |
| Renter Occupied HU | 1,234 (16.0%) |
| Vacant Housing Units | 172 ( 2.2%) |
| Median Home Value | $810,154 |
| Average Home Value | $870,566 |
Housing Distribution
Address Breakdown
Residential
7,183
Single Family
6,755
Multi-Family
428
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathy Jorgenson-Greenberg • HomeSmart Evergreen Realty
Mls Name: CRMLS
Mls ID: #SR25275288