31347 Northshore Dr #101ARocky MountMO65072
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.53, 31347 Northshore Dr #101A, Rocky Mount, MO, 65072 in Rocky Mount sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.25%. The 8.25% yield is backed by 5% annual appreciation projecting $75,977 in value gain, plus $2,533/yr in principal reduction. Total projected cumulative return: $115,743.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(475) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,890 |
| Total Monthly Debt Service | $1,603 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65072, Rocky Mount, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,764 (100%) |
| Owner Occupied HU | 679 (24.6%) |
| Renter Occupied HU | 118 ( 4.3%) |
| Vacant Housing Units | 1,967 (71.2%) |
| Median Home Value | $320,950 |
| Average Home Value | $334,790 |
Housing Distribution
Address Breakdown
Residential
1,352
Single Family
1,352
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65072, Rocky Mount, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,764 (100%) |
| Owner Occupied HU | 679 (24.6%) |
| Renter Occupied HU | 118 ( 4.3%) |
| Vacant Housing Units | 1,967 (71.2%) |
| Median Home Value | $320,950 |
| Average Home Value | $334,790 |
Housing Distribution
Address Breakdown
Residential
1,352
Single Family
1,352
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: WINTERS SHELTON REAL ESTATE GROUP, LLC • RE/MAX Lake of the Ozarks
Mls Name: LOBR
Mls ID: #3583114