3132 S 128th CirOmahaNE68144
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3132 S 128th Cir, Omaha, NE, 68144 in Omaha hard to pass up. The 11.74% gross yield on a $274,900 purchase results in $2,689/mo in rent and $833/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.18). Annual cash flow of $9,994, five-year appreciation of $75,950, and $2,532/yr in equity build-up combine for a projected total cumulative return of $158,550.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $833 | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,689 |
| Total Monthly Debt Service | $1,747 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1971
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68144, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,946 (100%) |
| Owner Occupied HU | 7,005 (64.0%) |
| Renter Occupied HU | 3,521 (32.2%) |
| Vacant Housing Units | 420 ( 3.8%) |
| Median Home Value | $268,956 |
| Average Home Value | $298,102 |
Housing Distribution
Address Breakdown
Residential
10,763
Single Family
9,035
Multi-Family
1,728
Businesses
1,483
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1971
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68144, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,946 (100%) |
| Owner Occupied HU | 7,005 (64.0%) |
| Renter Occupied HU | 3,521 (32.2%) |
| Vacant Housing Units | 420 ( 3.8%) |
| Median Home Value | $268,956 |
| Average Home Value | $298,102 |
Housing Distribution
Address Breakdown
Residential
10,763
Single Family
9,035
Multi-Family
1,728
Businesses
1,483
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices