3132 Ora Smith Rd, Lincolnton, NC, 28092 | $371/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lincolnton at 3132 Ora Smith Rd, Lincolnton, NC, 28092 earns $371/mo cash flow from $1,980/mo rent with a $1,292/mo payment. Total monthly income totals $1,980/mo, and annual cash flow totals $4,455/yr on $87,513 capital. ROI tracks 25% on current figures, and rental yield reads 9% at a $263,990 purchase. Equity gained on principal adds $1,703/yr, and 5% annual appreciation supports $72,936 over five years. Five-year ROI reaches 130.05% and total cumulative return in cash sums $113,806. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,980/mo property income instead of your personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA