313 Stillwater DrDaytonNV89403
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 313 Stillwater Dr, Dayton, NV, 89403 in Dayton is capital appreciation. Rental yield 5.98%. The 5.98% gross yield at $449,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $124,299 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.11) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $146,883.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 5.5% |
| Monthly Cash Flow | $(357) | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,243 |
| Total Monthly Debt Service | $2,420 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89403, Dayton, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,547 (100%) |
| Owner Occupied HU | 6,042 (80.1%) |
| Renter Occupied HU | 1,222 (16.2%) |
| Vacant Housing Units | 283 ( 3.7%) |
| Median Home Value | $434,724 |
| Average Home Value | $464,705 |
Housing Distribution
Address Breakdown
Residential
7,312
Single Family
7,250
Multi-Family
62
Businesses
270
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89403, Dayton, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,547 (100%) |
| Owner Occupied HU | 6,042 (80.1%) |
| Renter Occupied HU | 1,222 (16.2%) |
| Vacant Housing Units | 283 ( 3.7%) |
| Median Home Value | $434,724 |
| Average Home Value | $464,705 |
Housing Distribution
Address Breakdown
Residential
7,312
Single Family
7,250
Multi-Family
62
Businesses
270
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices