313 Judge Hailey St, Lott, TX, 76656 | $92/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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313 Judge Hailey St, Lott, TX, 76656 | $92/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lott at 313 Judge Hailey St, Lott, TX, 76656 listed at $115,000 pairs $910/mo rent with a $563/mo payment to leave $92/mo cash flow. Total monthly income runs $910/mo, and annual cash flow reaches $1,105/yr on $38,123 cash to close. Return on cash invested measures 22.81% in year one, and rental yield registers 9.5% at a $115,000 basis. Equity gained on principal adds $742/yr, and annual property appreciation at 5% supports $31,772 by year five. Five-year ROI tracks 119.73% and total cumulative return in cash totals $45,645. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $910/mo property income relative to a $563/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Manufactured

Built in 1984

8,363 sqft lot

$N/A/sqft

No HOA

More details about the property

Discover the perfect blend of comfort and small-town charm with this delightful 3-bedroom, 2-bathroom residence in Lott, TX. Nestled on a peaceful lot, this home is conveniently located to nearby amenities and also within 35 minutes of both Waco and Temple. Step inside to discover a cozy, yet spacious living room where you can unwind after a long day. The living area connects to a functional kitchen complete with a breakfast bar. The kitchen, tailored for both cooking enthusiasts and casual chefs, promises an enjoyable culinary experience. Each of the three bedrooms offers comfort and versatility, with the primary suite providing featuring an in-suite bathroom. The additional two bedrooms share a well-appointed bathroom, conveniently serving family and guests alike. Exterior features accentuate the homes appeal, boasting a metal roof known for its durability and sleek aesthetic. A covered porch invites you to enjoy serene mornings or relaxing evenings. With its blend of comfort, practicality, and character, this residence is more than just a houseit's your next home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76656, Lott, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,147 (100%)
Owner Occupied HU	771 (67.2%)
Renter Occupied HU	177 (15.4%)
Vacant Housing Units	199 (17.3%)
Median Home Value	$188,056
Average Home Value	$246,722