313 Holloway Ridge CtBallwinMO63011
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 313 Holloway Ridge Ct, Ballwin, MO, 63011 in Ballwin. At $324,900 it earns $2,834/mo in rent and distributes $271/mo to the owner after the $1,540/mo payment, a consistent 10.47% yield. DSCR 1.84 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $89,764 in value; $2,724/yr in principal paydown compounds ownership stake. Total projected return: $169,316.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 5.2% |
| Monthly Cash Flow | $271 | $1,850 |
City averages based on Ballwin market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,834 |
| Total Monthly Debt Service | $1,973 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63011, Ballwin, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,451 (100%) |
| Owner Occupied HU | 12,199 (79.0%) |
| Renter Occupied HU | 2,602 (16.8%) |
| Vacant Housing Units | 650 ( 4.2%) |
| Median Home Value | $377,585 |
| Average Home Value | $408,442 |
Housing Distribution
Address Breakdown
Residential
14,988
Single Family
13,839
Multi-Family
1,149
Businesses
1,289
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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