313 Congress StOldsmarFL34677








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Oldsmar at 313 Congress St, Oldsmar, FL, 34677 at $380,000 posts ROI 22.84% with $308/mo cash flow from $2,830/mo rent. Total monthly income equals $2,830/mo, and annual cash flow records $3,698/yr on $125,970 to close. Return on cash invested measures 22.84% and rental yield reads 8.94% at the current $380,000. Equity gained on principal adds $2,452/yr, and 5% annual appreciation supports $104,987 by year five. Five-year ROI prints 119.2% and total cumulative return in cash totals $150,157.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,830/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1984
5,981 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34677, Oldsmar, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,184 (100%) |
| Owner Occupied HU | 7,418 (72.8%) |
| Renter Occupied HU | 2,134 (21.0%) |
| Vacant Housing Units | 632 ( 6.2%) |
| Median Home Value | $466,455 |
| Average Home Value | $546,420 |
Housing Distribution
Address Breakdown
Residential
10,028
Single Family
8,840
Multi-Family
1,188
Businesses
1,302
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