3126 Glasgow StreetRiver FallsWI54022
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder3126 Glasgow Street, River Falls, WI, 54022 in River Falls is a stable, well-positioned rental at $525,000. Rental yield 7.34%. DSCR 1.36 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $145,048 in value and $4,835/yr in principal paydown builds equity, a total projected return of $180,184.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(312) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,211 |
| Total Monthly Debt Service | $3,314 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
8,799 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54022, River Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,536 (100%) |
| Owner Occupied HU | 6,364 (66.7%) |
| Renter Occupied HU | 2,792 (29.3%) |
| Vacant Housing Units | 380 ( 4.0%) |
| Median Home Value | $383,846 |
| Average Home Value | $434,920 |
Housing Distribution
Address Breakdown
Residential
9,464
Single Family
8,236
Multi-Family
1,228
Businesses
573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
8,799 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54022, River Falls, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,536 (100%) |
| Owner Occupied HU | 6,364 (66.7%) |
| Renter Occupied HU | 2,792 (29.3%) |
| Vacant Housing Units | 380 ( 4.0%) |
| Median Home Value | $383,846 |
| Average Home Value | $434,920 |
Housing Distribution
Address Breakdown
Residential
9,464
Single Family
8,236
Multi-Family
1,228
Businesses
573
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Abby Zezza • RE/MAX Results-Hudson
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1587471
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.