31241 Kirkshire CtZephyrhillsFL33543
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 31241 Kirkshire Ct, Zephyrhills, FL, 33543 in Zephyrhills. At $519,500 it earns $3,701/mo in rent and distributes $253/mo to the owner after the $2,336/mo payment, a consistent 8.55% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $143,528 in value; $4,785/yr in principal paydown compounds ownership stake. Total projected return: $214,354.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 7.5% |
| Monthly Cash Flow | $253 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,701 |
| Total Monthly Debt Service | $3,241 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
5,550 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33543, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,805 (100%) |
| Owner Occupied HU | 13,717 (77.0%) |
| Renter Occupied HU | 2,567 (14.4%) |
| Vacant Housing Units | 1,521 ( 8.5%) |
| Median Home Value | $456,938 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
16,487
Single Family
15,519
Multi-Family
968
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
5,550 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33543, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,805 (100%) |
| Owner Occupied HU | 13,717 (77.0%) |
| Renter Occupied HU | 2,567 (14.4%) |
| Vacant Housing Units | 1,521 ( 8.5%) |
| Median Home Value | $456,938 |
| Average Home Value | $518,420 |
Housing Distribution
Address Breakdown
Residential
16,487
Single Family
15,519
Multi-Family
968
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alice Downie • COLDWELL BANKER REALTY
Mls Name: Stellar MLS
Mls ID: #TB8444215