31231 Calle Del CampoSan Juan CapistranoCA92675
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 31231 Calle Del Campo, San Juan Capistrano, CA, 92675 in San Juan Capistrano fits: $1,390,000, 5.98% gross yield, and a projected 5% annual appreciation rate adding $384,031 in value within five years. Rental yield 5.98%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.11) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $12,802/yr in principal paydown and $384,031 in appreciation project a total return of $419,756.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.5% |
| Monthly Cash Flow | $(1,668) | $1,500 |
City averages based on San Juan Capistrano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,931 |
| Total Monthly Debt Service | $8,046 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark Elmasry • Douglas Elliman
Mls Name: Douglas Elliman
Mls ID: #OC25162700